Articles & Insights
Who Is Responsible for What in a Retirement Plan?
Who Is Responsible for What in a Retirement Plan? A 401(k) plan can have a plan sponsor, committee, financial advisor, recordkeeper, TPA, investment fiduciary, and
What Should a 401(k) Fiduciary Checklist Include?
What Should a 401(k) Fiduciary Checklist Include? A 401(k) fiduciary checklist can help plan sponsors track responsibilities, clarify who is responsible for what, and document that the
When Should a Retirement Plan Committee Hire an Independent Named Fiduciary?
When Is It Time to Hire an Independent Fiduciary? Signs Your Retirement Plan Committee Has Outgrown “Good Enough” Many committees ask whether they can continue
More Investment Options Don’t Always Improve Retirement Plans
More Investment Options Don’t Always Improve Retirement Plans Why prudent fiduciaries simplify investment lineups instead of expanding them. For many retirement plan committees, expanding the
The QDIA Comfort Trap: Why Choosing a Default Investment Isn’t Enough
The QDIA Comfort Trap: Why Choosing a Default Investment Isn’t Enough For many retirement plan committees, selecting a Qualified Default Investment Alternative (QDIA) feels like
Managed Accounts: Enhancement or Liability? How Plan Sponsors Should Evaluate the Real Value
Fiduciary Insight Managed Accounts: Enhancement or Liability? The Industry Assumption: More Personalization Means Better Outcomes Retirement plan providers have increasingly promoted managed accounts as the