Articles & Insights
The QDIA Comfort Trap: Why Choosing a Default Investment Isn’t Enough
The QDIA Comfort Trap: Why Choosing a Default Investment Isn’t Enough For many retirement plan committees, selecting a Qualified Default Investment Alternative (QDIA) feels like
Managed Accounts: Enhancement or Liability? How Plan Sponsors Should Evaluate the Real Value
Fiduciary Insight Managed Accounts: Enhancement or Liability? The Industry Assumption: More Personalization Means Better Outcomes Retirement plan providers have increasingly promoted managed accounts as the
The Cheapest Retirement Plan Isn’t Always the Best Value
How plan sponsors can evaluate fees without increasing fiduciary risk Every retirement plan committee wants to be a good steward of plan assets. That often
How Much Can You Really Rely on Your Recordkeeper?
Fiduciary Insights How Much Can You Really Rely on Your Recordkeeper? Just because your recordkeeper supports your retirement plan doesn’t mean they’re responsible for it.
When Industry Standard Becomes a Lawsuit: The Hidden Fiduciary Risk in “Everyone Else Is Doing It”
When Industry Standard Becomes a Lawsuit: The Hidden Fiduciary Risk in “Everyone Else Is Doing It” When “Normal” Becomes Risky Most fiduciary mistakes don’t start
When Committee Meetings Stop Asking “Why”
The Fiduciary Red Line: When Committee Meetings Stop Asking “Why” Most retirement plan failures don’t start with bad intentions—they start with routine. Committee meetings happen.